Buy Equipment

Vehicle Finance

Cars, utes, vans and trucks for the business, financed against the vehicle. Get it on the road without the lump-sum hit.

Check my eligibility Talk to a specialist

No credit check to see your optionsFree for businessesOffers within 24 hours

The honest bit first

Is vehicle finance actually right for you?

Purpose-built for vehicles - which is exactly why it usually beats a general loan for one.

It fits when

The vehicle is for business use - trades, deliveries, sales, site visits
You want to keep cash in the business, not parked in a driveway
You want a fixed repayment you can build into your job pricing
You're adding to or replacing a small fleet

Look at something else when

It's heavy machinery or plant - that's Asset Finance
You need general funds where a vehicle is only part of it - that's a Business Term Loan
You're bridging a short gap, not buying - that's an Overdraft

Key facts

What to expect - without the fine print voice.

Typical amounts: $5k to $250k.
New and used: Both. Used vehicles are typically financeable up to 10 to 15 years old, lender-dependent.
Structures: Ownership and lease structures available, with different tax treatment - your specialist maps them for your accountant.
Repayments: Fixed for the term. Balloon options exist - they lower the repayment but leave an amount owing at the end. We make sure you see both shapes.
Speed: Indicative offers within 24 hours. Vehicle deals are often the fastest on the panel.
Rates: Depend on your situation, the vehicle and the lender - you compare matched offers side by side before choosing anything.
Cost to you: Free for businesses - we're paid by the lender when your loan settles. It doesn't change the rate you're offered.

How it works

Same process as everything we do.

Step 1

We understand your business

A short application, then a real conversation. What the funding is for, how your cash flow moves, what timing you're up against.

Step 2

We match you and show offers side by side

Your application reaches the lenders that price your kind of vehicle sharpest. Compare matched offers side by side.

Step 3

We handle it through to funded

Pick the offer that fits. Your specialist manages the paperwork and the provider until everything's in place.

Before you start

What you'll need on hand.

Most applications start with just these. Your specialist tells you if anything more is needed - before you dig for anything.

Your ABN and basic business details
Details of the vehicle - a dealer quote or private-sale listing works

Not quite right?

These often fit instead.

Asset Finance

Machinery and equipment, secured by the asset itself.

Learn more →

Business Term Loan

A lump sum, repaid over a set term. For defined, one-off spends.

Learn more →

Line of Credit

Draw what you need, repay, draw again. For cash flow that moves around.

Learn more →

Fair questions

Asked about vehicle finance specifically.

Are balloon payments a good idea?

They're a trade, not a trick - as long as you see both sides. A balloon lowers the weekly repayment but leaves a lump owing at the end, which you pay out, refinance or cover by selling the vehicle. Good for cash flow discipline, bad as a surprise. We'll show the with-and-without numbers side by side.

Does the vehicle have to be only for business?

It needs to be predominantly for business use. Some personal use is normal for utes and cars - your specialist confirms where your usage sits and which lenders are comfortable with it.

Does checking my options affect my credit score?

No credit check to see your options. A credit check only happens if you choose to formally proceed with a lender.

What does it cost?

Free for businesses - we're paid by the lender when your loan settles. It doesn't change the rate you're offered.

Sunny C.3 weeks ago · via Google

★★★★★

I've had the pleasure of working alongside Funding Loop Team, and it has been an outstanding professional partnership. Their professionalism, responsiveness, and genuine commitment to achieving the best outcomes for our mutual clients consistently stand out. Our collaboration has been seamless, with clear communication and a shared focus on providing exceptional service throughout the entire process. It's always reassuring to work with a team that values integrity, efficiency, and client satisfaction as much as we do. I highly recommend Funding Loop to anyone looking for a one stop shop for business finance, and who truly care about delivering excellent results for their clients.

Michael M.4 weeks ago · via Google

★★★★★

My business partner and I recently secured finance for our business through Funding Loop, and the whole process was fantastic. Ken was the person we dealt with, and he was amazing from start to finish. Communication was excellent, everything was handled quickly, and he made the whole process easy and stress-free. Highly recommend Ken and the team at Funding Loop to any business looking for finance.

Praveen G.4 weeks ago · via Google

★★★★★

Kenneth is actually above & beyond. He is very helful & always provide you service by keeping your own self interest first. Thanks Kenneth for being so helpful & providing all honest, trustworthy, real & correct information to make crucial decision of my finance requirement (lending). I recommed Funding Loop to everyone for your finance requirement. Thanks

Sanjay P.1 month ago · via Google

★★★★★

Amazing broker who will fight and work hard for you. I have had only positive things to say. They help you with strategy, know every lender well, and will discuss with you why you should go with them or not the others. Won't pressure you, will follow up promptly, and will even crunch numbers for affordability and give you the right path forward. They have been growing rapidly, and it's not hard to see why. Excited to see all the updates on your website. Will see you in 12 months.

Sharona K.1 month ago · via Google

★★★★★

I cannot recommend Kenneth from Funding Loop highly enough. From day one, he has gone above and beyond to support me and ensure I have access to the services and supports I need. Kenneth is always approachable, responsive, and genuinely cares about achieving the best outcomes for his clients. He takes the time to listen, explain things clearly, and follows through on everything he says he will do. Nothing ever feels like too much trouble. Navigating funding and supports can be overwhelming, but Kenneth has made the process so much easier. His professionalism, knowledge, and dedication have given me confidence and peace of mind knowing that I have someone advocating for my needs. Thank you, Kenneth, for your outstanding support and commitment. Your kindness and willingness to go the extra mile have made a real difference in my life. Kind regards, Sharona Caring Connections Disability Solutions

Kevin M.1 month ago · via Google

★★★★★

Dealt with Kenneth for finance for my business and couldn't fault the service. Clear, responsive, and genuinely took the time to understand what we needed as a newer business. Made the whole process easy - highly recommend.

You'll know where you stand within 24 hours.

One application. A real specialist. A straight answer - even if the answer is no.

Check my eligibility Talk to a specialist