Fund Suppliers

Invoice Finance

Your customers owe you money - invoice finance brings it forward. Unlock the cash sitting in unpaid invoices instead of waiting 30, 60 or 90 days for it.

Check my eligibility Talk to a specialist

No credit check to see your optionsFree for businessesOffers within 24 hours

The honest bit first

Is invoice finance actually right for you?

The money already exists - it's just on someone else's timeline. This product fixes the timeline.

It fits when

Sales are strong but customers pay on 30, 60 or 90 day terms
Growth keeps eating the cash you're owed - the busier you get, the tighter it feels
You invoice other businesses, on terms, with a paper trail
Receivables spike seasonally and working capital can't keep up

Look at something else when

Your customers pay on the spot - there's nothing to advance; look at a Line of Credit
The squeeze is paying suppliers upfront - that's Trade Finance
You're funding a defined project - that's a Business Term Loan

Key facts

What to expect - without the fine print voice.

How it works: The lender advances most of an invoice's value when you issue it, with the balance (less their fee) when your customer pays.
Typical advance: Typically 80% to 90% of the invoice value, with the balance (less the lender's fee) when your customer pays.
Facility size: Scales with your receivables - as sales grow, so does the available funding. That's the quiet superpower of this product.
Your customers: Both confidential (undisclosed) facilities - where your customers never know - and disclosed facilities, where the lender handles collections, are available across the panel.
Speed: Indicative offers within 24 hours. Once running, advances on new invoices are typically fast.
Rates: Depend on your situation and the lender - you compare matched offers side by side before choosing anything.
Cost to you: Free for businesses - we're paid by the lender when your loan settles. It doesn't change the rate you're offered.

See what a invoice finance would actually cost for your business.

Check my eligibilityNo credit check to see your options

How it works

Same process as everything we do.

Step 1

We understand your business

A short application, then a real conversation. What the funding is for, how your cash flow moves, what timing you're up against.

Step 2

We match you and show offers side by side

Your application reaches the lenders whose facilities fit your invoices, terms and customers. Compare matched offers side by side.

Step 3

We handle it through to funded

Pick the offer that fits. Your specialist manages the paperwork and the provider until everything's in place.

Before you start

What you'll need on hand.

Most applications start with just these. Your specialist tells you if anything more is needed - before you dig for anything.

Your ABN and basic business details
What the funding is for, in a sentence
Your most recent full-year accounts - the latest annual financials your accountant prepares
Your latest month-end figures - an up-to-date profit & loss and balance sheet
A list of who owes you and who you owe, grouped by how overdue each invoice is - a one-click export from Xero, MYOB or QuickBooks (your accountant calls these your debtor and creditor reports)
Access to your ATO online account, so we can check your BAS and tax are up to date

Have those on hand? One application, and you'll see matched offers side by side.

Start my applicationNo credit check to see your options

Not quite right?

These often fit instead.

Trade Finance

Pay suppliers on terms that match your stock cycle.

Learn more →

Line of Credit

Draw what you need, repay, draw again. For cash flow that moves around.

Learn more →

Business Overdraft

A buffer on your account for the weeks when timing doesn't line up.

Learn more →

Fair questions

Asked about invoice finance specifically.

Will my customers know I'm using it?

Only if the facility is designed that way. Confidential facilities keep it invisible - you invoice and collect as normal. Disclosed facilities have the lender involved in collections, which some businesses actually prefer. Which fits depends on your customer relationships, and it's one of the first things your specialist asks about.

What happens if a customer doesn't pay?

Depends on the facility. Some leave the risk with you (the advance gets clawed back), others include protection against customer non-payment at a higher cost. Neither is hidden fine print by the time we're done - you'll know exactly which shape you're signing.

Does checking my options affect my credit score?

No credit check to see your options. A credit check only happens if you choose to formally proceed with a lender.

What does it cost?

Free for businesses - we're paid by the lender when your loan settles. It doesn't change the rate you're offered.

What businesses say

Rated by the businesses we've funded.

5.0★★★★★

29 Google reviews

Read more on Google

★★★★★

I've had the pleasure of working alongside Funding Loop Team, and it has been an outstanding professional partnership. Their professionalism, responsiveness, and genuine commitment to achieving the best outcomes for our mutual clients consistently stand out. Our collaboration has been seamless, with clear communication and a shared focus on providing exceptional service throughout the entire process. It's always reassuring to work with a team that values integrity, efficiency, and client satisfaction as much as we do. I highly recommend Funding Loop to anyone looking for a one stop shop for business finance, and who truly care about delivering excellent results for their clients.

Sunny C.2 months ago · via Google

★★★★★

My business partner and I recently secured finance for our business through Funding Loop, and the whole process was fantastic. Ken was the person we dealt with, and he was amazing from start to finish. Communication was excellent, everything was handled quickly, and he made the whole process easy and stress-free. Highly recommend Ken and the team at Funding Loop to any business looking for finance.

Michael M.2 months ago · via Google

★★★★★

Kenneth is actually above & beyond. He is very helful & always provide you service by keeping your own self interest first. Thanks Kenneth for being so helpful & providing all honest, trustworthy, real & correct information to make crucial decision of my finance requirement (lending). I recommed Funding Loop to everyone for your finance requirement. Thanks

Praveen G.2 months ago · via Google

★★★★★

Amazing broker who will fight and work hard for you. I have had only positive things to say. They help you with strategy, know every lender well, and will discuss with you why you should go with them or not the others. Won't pressure you, will follow up promptly, and will even crunch numbers for affordability and give you the right path forward. They have been growing rapidly, and it's not hard to see why. Excited to see all the updates on your website. Will see you in 12 months.

Sanjay P.2 months ago · via Google

★★★★★

I cannot recommend Kenneth from Funding Loop highly enough. From day one, he has gone above and beyond to support me and ensure I have access to the services and supports I need. Kenneth is always approachable, responsive, and genuinely cares about achieving the best outcomes for his clients. He takes the time to listen, explain things clearly, and follows through on everything he says he will do. Nothing ever feels like too much trouble. Navigating funding and supports can be overwhelming, but Kenneth has made the process so much easier. His professionalism, knowledge, and dedication have given me confidence and peace of mind knowing that I have someone advocating for my needs. Thank you, Kenneth, for your outstanding support and commitment. Your kindness and willingness to go the extra mile have made a real difference in my life. Kind regards, Sharona Caring Connections Disability Solutions

Sharona K.3 months ago · via Google

★★★★★

Dealt with Kenneth for finance for my business and couldn't fault the service. Clear, responsive, and genuinely took the time to understand what we needed as a newer business. Made the whole process easy - highly recommend.

Kevin M.3 months ago · via Google

★★★★★

I've had the pleasure of working alongside Funding Loop Team, and it has been an outstanding professional partnership. Their professionalism, responsiveness, and genuine commitment to achieving the best outcomes for our mutual clients consistently stand out. Our collaboration has been seamless, with clear communication and a shared focus on providing exceptional service throughout the entire process. It's always reassuring to work with a team that values integrity, efficiency, and client satisfaction as much as we do. I highly recommend Funding Loop to anyone looking for a one stop shop for business finance, and who truly care about delivering excellent results for their clients.

Sunny C.2 months ago · via Google

★★★★★

My business partner and I recently secured finance for our business through Funding Loop, and the whole process was fantastic. Ken was the person we dealt with, and he was amazing from start to finish. Communication was excellent, everything was handled quickly, and he made the whole process easy and stress-free. Highly recommend Ken and the team at Funding Loop to any business looking for finance.

Michael M.2 months ago · via Google

★★★★★

Kenneth is actually above & beyond. He is very helful & always provide you service by keeping your own self interest first. Thanks Kenneth for being so helpful & providing all honest, trustworthy, real & correct information to make crucial decision of my finance requirement (lending). I recommed Funding Loop to everyone for your finance requirement. Thanks

Praveen G.2 months ago · via Google

★★★★★

Amazing broker who will fight and work hard for you. I have had only positive things to say. They help you with strategy, know every lender well, and will discuss with you why you should go with them or not the others. Won't pressure you, will follow up promptly, and will even crunch numbers for affordability and give you the right path forward. They have been growing rapidly, and it's not hard to see why. Excited to see all the updates on your website. Will see you in 12 months.

Sanjay P.2 months ago · via Google

★★★★★

I cannot recommend Kenneth from Funding Loop highly enough. From day one, he has gone above and beyond to support me and ensure I have access to the services and supports I need. Kenneth is always approachable, responsive, and genuinely cares about achieving the best outcomes for his clients. He takes the time to listen, explain things clearly, and follows through on everything he says he will do. Nothing ever feels like too much trouble. Navigating funding and supports can be overwhelming, but Kenneth has made the process so much easier. His professionalism, knowledge, and dedication have given me confidence and peace of mind knowing that I have someone advocating for my needs. Thank you, Kenneth, for your outstanding support and commitment. Your kindness and willingness to go the extra mile have made a real difference in my life. Kind regards, Sharona Caring Connections Disability Solutions

Sharona K.3 months ago · via Google

Go deeper

You'll know where you stand within 24 hours.

One application. A real specialist. A straight answer - even if the answer is no.

Check my eligibility Talk to a specialist

Invoice Finance

Is invoice finance actually right for you?

It fits when

Look at something else when

What to expect - without the fine print voice.

Same process as everything we do.

We understand your business

We match you and show offers side by side

We handle it through to funded

What you'll need on hand.

These often fit instead.

Trade Finance

Line of Credit

Business Overdraft

Asked about invoice finance specifically.

Rated by the businesses we've funded.

Guides that explain this properly.

When to use invoice finance

Invoice finance vs a business loan

The true cost of invoice finance

You'll know where you stand within 24 hours.