Buy Equipment

Asset Finance

Machinery and equipment for the business, financed against the asset itself. Keep your working capital while the gear starts earning its keep.

Check my eligibility Talk to a specialist

No credit check to see your optionsFree for businessesOffers within 24 hours

The honest bit first

Is asset finance actually right for you?

If the thing you're buying holds value, it can carry its own finance. That's the whole idea.

It fits when

You're buying equipment that will earn revenue - machinery, plant, fit-out
You want to keep cash free for stock, wages and the day to day
The asset holds its value, which usually means sharper pricing
You're replacing or upgrading gear you already rely on

Look at something else when

It's a car, ute or truck - that's Vehicle Finance, priced for vehicles
You're buying stock, not equipment - that's Trade Finance
You need general funds, not a specific asset - that's a Business Term Loan

Key facts

What to expect - without the fine print voice.

Typical amounts: $5k to $5M.
What qualifies: Machinery, plant, commercial equipment and fit-outs. New and used both possible - used comes with lender age limits. Most equipment and asset types are financeable across the panel.
Structures: Ownership and lease structures are both available. The tax treatment differs - your specialist lays out the options to take to your accountant.
Repayments: Fixed for the term, matched to the working life of the asset.
Speed: Indicative offers within 24 hours. Straightforward asset deals are among the fastest on the panel.
Rates: Depend on your situation, the asset and the lender - you compare matched offers side by side before choosing anything.
Cost to you: Free for businesses - we're paid by the lender when your loan settles. It doesn't change the rate you're offered.

See what a asset finance would actually cost for your business.

Check my eligibilityNo credit check to see your options

How it works

Same process as everything we do.

Step 1

We understand your business

A short application, then a real conversation. What the funding is for, how your cash flow moves, what timing you're up against.

Step 2

We match you and show offers side by side

Your application reaches the lenders that actually fund your kind of equipment. Compare matched offers side by side.

Step 3

We handle it through to funded

Pick the offer that fits. Your specialist manages the paperwork and the provider until everything's in place.

Before you start

What you'll need on hand.

Most applications start with just these. Your specialist tells you if anything more is needed - before you dig for anything.

Your ABN and basic business details
Details of the asset or equipment - a quote or invoice from the supplier is ideal

Have those on hand? One application, and you'll see matched offers side by side.

Start my applicationNo credit check to see your options

Not quite right?

These often fit instead.

Vehicle Finance

Cars, utes and trucks for the business, financed against the vehicle.

Learn more →

Business Term Loan

A lump sum, repaid over a set term. For defined, one-off spends.

Learn more →

Trade Finance

Pay suppliers on terms that match your stock cycle.

Learn more →

Fair questions

Asked about asset finance specifically.

Can I finance used equipment?

Usually, yes - most lenders on the panel do used equipment with age limits at the end of the term. Older or specialised gear narrows the field but rarely closes it. Your specialist knows which lenders say yes to what.

Who owns the asset during the loan?

Depends on the structure. Under the common ownership structures the asset is yours from day one with the lender holding security over it; under lease structures the lender owns it while you use it. Different tax treatment either way - worth five minutes with your accountant, and we'll give you the comparison to take to them.

Does checking my options affect my credit score?

No credit check to see your options. A credit check only happens if you choose to formally proceed with a lender.

What does it cost?

Free for businesses - we're paid by the lender when your loan settles. It doesn't change the rate you're offered.

What businesses say

Rated by the businesses we've funded.

5.0★★★★★

29 Google reviews

Read more on Google

★★★★★

I've had the pleasure of working alongside Funding Loop Team, and it has been an outstanding professional partnership. Their professionalism, responsiveness, and genuine commitment to achieving the best outcomes for our mutual clients consistently stand out. Our collaboration has been seamless, with clear communication and a shared focus on providing exceptional service throughout the entire process. It's always reassuring to work with a team that values integrity, efficiency, and client satisfaction as much as we do. I highly recommend Funding Loop to anyone looking for a one stop shop for business finance, and who truly care about delivering excellent results for their clients.

Sunny C.2 months ago · via Google

★★★★★

My business partner and I recently secured finance for our business through Funding Loop, and the whole process was fantastic. Ken was the person we dealt with, and he was amazing from start to finish. Communication was excellent, everything was handled quickly, and he made the whole process easy and stress-free. Highly recommend Ken and the team at Funding Loop to any business looking for finance.

Michael M.2 months ago · via Google

★★★★★

Kenneth is actually above & beyond. He is very helful & always provide you service by keeping your own self interest first. Thanks Kenneth for being so helpful & providing all honest, trustworthy, real & correct information to make crucial decision of my finance requirement (lending). I recommed Funding Loop to everyone for your finance requirement. Thanks

Praveen G.2 months ago · via Google

★★★★★

Amazing broker who will fight and work hard for you. I have had only positive things to say. They help you with strategy, know every lender well, and will discuss with you why you should go with them or not the others. Won't pressure you, will follow up promptly, and will even crunch numbers for affordability and give you the right path forward. They have been growing rapidly, and it's not hard to see why. Excited to see all the updates on your website. Will see you in 12 months.

Sanjay P.3 months ago · via Google

★★★★★

I cannot recommend Kenneth from Funding Loop highly enough. From day one, he has gone above and beyond to support me and ensure I have access to the services and supports I need. Kenneth is always approachable, responsive, and genuinely cares about achieving the best outcomes for his clients. He takes the time to listen, explain things clearly, and follows through on everything he says he will do. Nothing ever feels like too much trouble. Navigating funding and supports can be overwhelming, but Kenneth has made the process so much easier. His professionalism, knowledge, and dedication have given me confidence and peace of mind knowing that I have someone advocating for my needs. Thank you, Kenneth, for your outstanding support and commitment. Your kindness and willingness to go the extra mile have made a real difference in my life. Kind regards, Sharona Caring Connections Disability Solutions

Sharona K.3 months ago · via Google

★★★★★

Dealt with Kenneth for finance for my business and couldn't fault the service. Clear, responsive, and genuinely took the time to understand what we needed as a newer business. Made the whole process easy - highly recommend.

Kevin M.3 months ago · via Google

★★★★★

I've had the pleasure of working alongside Funding Loop Team, and it has been an outstanding professional partnership. Their professionalism, responsiveness, and genuine commitment to achieving the best outcomes for our mutual clients consistently stand out. Our collaboration has been seamless, with clear communication and a shared focus on providing exceptional service throughout the entire process. It's always reassuring to work with a team that values integrity, efficiency, and client satisfaction as much as we do. I highly recommend Funding Loop to anyone looking for a one stop shop for business finance, and who truly care about delivering excellent results for their clients.

Sunny C.2 months ago · via Google

★★★★★

My business partner and I recently secured finance for our business through Funding Loop, and the whole process was fantastic. Ken was the person we dealt with, and he was amazing from start to finish. Communication was excellent, everything was handled quickly, and he made the whole process easy and stress-free. Highly recommend Ken and the team at Funding Loop to any business looking for finance.

Michael M.2 months ago · via Google

★★★★★

Kenneth is actually above & beyond. He is very helful & always provide you service by keeping your own self interest first. Thanks Kenneth for being so helpful & providing all honest, trustworthy, real & correct information to make crucial decision of my finance requirement (lending). I recommed Funding Loop to everyone for your finance requirement. Thanks

Praveen G.2 months ago · via Google

★★★★★

Amazing broker who will fight and work hard for you. I have had only positive things to say. They help you with strategy, know every lender well, and will discuss with you why you should go with them or not the others. Won't pressure you, will follow up promptly, and will even crunch numbers for affordability and give you the right path forward. They have been growing rapidly, and it's not hard to see why. Excited to see all the updates on your website. Will see you in 12 months.

Sanjay P.3 months ago · via Google

★★★★★

I cannot recommend Kenneth from Funding Loop highly enough. From day one, he has gone above and beyond to support me and ensure I have access to the services and supports I need. Kenneth is always approachable, responsive, and genuinely cares about achieving the best outcomes for his clients. He takes the time to listen, explain things clearly, and follows through on everything he says he will do. Nothing ever feels like too much trouble. Navigating funding and supports can be overwhelming, but Kenneth has made the process so much easier. His professionalism, knowledge, and dedication have given me confidence and peace of mind knowing that I have someone advocating for my needs. Thank you, Kenneth, for your outstanding support and commitment. Your kindness and willingness to go the extra mile have made a real difference in my life. Kind regards, Sharona Caring Connections Disability Solutions

Sharona K.3 months ago · via Google

Go deeper

You'll know where you stand within 24 hours.

One application. A real specialist. A straight answer - even if the answer is no.

Check my eligibility Talk to a specialist

Asset Finance

Is asset finance actually right for you?

It fits when

Look at something else when

What to expect - without the fine print voice.

Same process as everything we do.

We understand your business

We match you and show offers side by side

We handle it through to funded

What you'll need on hand.

These often fit instead.

Vehicle Finance

Business Term Loan

Trade Finance

Asked about asset finance specifically.

Rated by the businesses we've funded.

Guides that explain this properly.

Asset finance vs equipment finance

Equipment now, without the upfront cost

How to compare finance offers properly

You'll know where you stand within 24 hours.