1 Step one
Understand
We understand your business
A short application, then a real conversation. What the funding is for, how your cash flow moves, and what timing you're up against.
Start with your goals
When the bank says no.
We find your next best option.
Australia's Business Finance Marketplace
5.0 Google ratingfrom 29 reviews
$100M+ fundedto Australian businesses
24 hoursto indicative offers
No credit checkto see your options
How it works
We start with what the money's for, not the product.
You don't need to know a term loan from a line of credit. That's our job. Tell us what you're trying to do, and we'll work out the rest.
2 Step two
Compare
We match you and show offers side by side
Your application reaches the lenders that suit your situation. Compare matched offers side by side - and ask us anything about them.
See your options clearly
3 Step three
Funded
We handle it through to funded
Pick the offer that fits. Your specialist manages the paperwork and the lender until the money is in your account.
We stay with you
Start where you are
Whatever brought you here, there's usually a way through.
Bank said no - or too slow
Declined, maxed out with your bank, or still waiting on an answer you needed last week. This is most of the businesses we help. A no from one lender is not a no from the market.
Often fits: Term loan · Line of credit
Buying equipment or vehicles
Machinery, tools, utes, trucks. Finance secured by the thing you're buying, so you keep your working capital for running the business.
Often fits: Asset finance · Vehicle finance
Cash flow and ATO pressure
Quiet months, a tax bill, wages due before invoices clear. Short-term breathing room beats letting the pressure compound.
Waiting on invoices or paying suppliers
The money exists - it's just sitting in unpaid invoices or due to suppliers before your stock sells. Bridge the gap without straining the relationship.
Often fits: Invoice finance · Trade finance
The part that matters
We'll tell you if the answer is no.
If your bank can do it cheaper, we'll say so - and tell you to take it.
If an option doesn't fit your situation, we won't push it.
And if we can't help, you'll hear that straight - not three weeks of silence.
The products behind the matches
Eight ways to fund a business. One application covers all of them.
Business Term Loan
A lump sum repaid over a set term. For planned spends - expansion, fit-outs, bigger purchases.
Learn more →Line of Credit
Draw what you need, repay, draw again. For cash flow that moves around.
Learn more →Business Overdraft
A buffer on your account for the weeks when timing doesn't line up.
Learn more →Loan Consolidation
Several repayments become one. Simpler to run, and easier to see where you stand.
Learn more →Asset Finance
Equipment and machinery, secured by the thing you're buying.
Learn more →Vehicle Finance
Cars, utes and trucks for the business, financed against the vehicle.
Learn more →Invoice Finance
Bring forward the cash sitting in your unpaid invoices.
Learn more →Trade Finance
Pay suppliers - here or overseas - on terms that match your stock cycle.
Learn more →What businesses say
Rated by the businesses we've helped.
29 Google reviews
Read more on Google★★★★★
I've had the pleasure of working alongside Funding Loop Team, and it has been an outstanding professional partnership. Their professionalism, responsiveness, and genuine commitment to achieving the best outcomes for our mutual clients consistently stand out. Our collaboration has been seamless, with clear communication and a shared focus on providing exceptional service throughout the entire process. It's always reassuring to work with a team that values integrity, efficiency, and client satisfaction as much as we do. I highly recommend Funding Loop to anyone looking for a one stop shop for business finance, and who truly care about delivering excellent results for their clients.
Sunny C.3 weeks ago · via Google
★★★★★
My business partner and I recently secured finance for our business through Funding Loop, and the whole process was fantastic. Ken was the person we dealt with, and he was amazing from start to finish. Communication was excellent, everything was handled quickly, and he made the whole process easy and stress-free. Highly recommend Ken and the team at Funding Loop to any business looking for finance.
Michael M.3 weeks ago · via Google
★★★★★
Kenneth is actually above & beyond. He is very helful & always provide you service by keeping your own self interest first. Thanks Kenneth for being so helpful & providing all honest, trustworthy, real & correct information to make crucial decision of my finance requirement (lending). I recommed Funding Loop to everyone for your finance requirement. Thanks
Praveen G.3 weeks ago · via Google
★★★★★
Amazing broker who will fight and work hard for you. I have had only positive things to say. They help you with strategy, know every lender well, and will discuss with you why you should go with them or not the others. Won't pressure you, will follow up promptly, and will even crunch numbers for affordability and give you the right path forward. They have been growing rapidly, and it's not hard to see why. Excited to see all the updates on your website. Will see you in 12 months.
Sanjay P.1 month ago · via Google
★★★★★
I cannot recommend Kenneth from Funding Loop highly enough. From day one, he has gone above and beyond to support me and ensure I have access to the services and supports I need. Kenneth is always approachable, responsive, and genuinely cares about achieving the best outcomes for his clients. He takes the time to listen, explain things clearly, and follows through on everything he says he will do. Nothing ever feels like too much trouble. Navigating funding and supports can be overwhelming, but Kenneth has made the process so much easier. His professionalism, knowledge, and dedication have given me confidence and peace of mind knowing that I have someone advocating for my needs. Thank you, Kenneth, for your outstanding support and commitment. Your kindness and willingness to go the extra mile have made a real difference in my life. Kind regards, Sharona Caring Connections Disability Solutions
Sharona K.1 month ago · via Google
★★★★★
Dealt with Kenneth for finance for my business and couldn't fault the service. Clear, responsive, and genuinely took the time to understand what we needed as a newer business. Made the whole process easy - highly recommend.
Kevin M.1 month ago · via Google
Fair questions
Asked by almost everyone.
Does checking my options affect my credit score?
No credit check to see your options. A credit check only happens if you choose to formally proceed with a lender.
What does it cost?
Free for businesses - we're paid by the lender when your loan settles. It doesn't change the rate you're offered.
How fast is it, really?
Indicative offers typically land within 24 hours. How quickly funds settle after that depends on the product and the lender - your specialist gives you a real timeline up front, not a best case.
What if my bank already said no - or hasn't decided yet?
That's where we start. A no from one lender is not a no from the market - different lenders back different kinds of businesses. And if you're still waiting on your bank, checking your options here doesn't affect that application. Worst case, you'll know where you stand within a day.
You'll know where you stand within 24 hours.
One application. A real specialist. A straight answer - even if the answer is no.