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Grow & Scale

Card Payment Gateway

Take card payments in-store, online or on the job - and see the money sooner. Modern payment acceptance without the legacy terminal contract.

Check my eligibility Talk to a specialist

No credit check to see your optionsFree for businessesOffers within 24 hours

The honest bit first

Is a new payment setup actually right for you?

If taking money is harder than earning it, something's wrong. This is about removing that friction.

It fits when

You take payments in person, online, or on the job - or want to start
You're a tradie or service business that wants to be paid on the spot, not after chasing
Settlement delays from your current provider strain the week
Your terminal fees have crept up and nobody can explain them

Look at something else when

You need funding, not payments plumbing - start with a Line of Credit or Term Loan
The money you're missing is international - that's FX for Business

Key facts

What to expect - without the fine print voice.

Where it works: In-store terminals, online checkout, and mobile - take payment wherever the work happens.
Settlement: Real-time - 24/7, 365 days a year, including weekends and public holidays.
Hardware: None required. No terminals to buy or lease.
Integrations: Shopify, WooCommerce, Magento, and custom platforms.

See what a card payment gateway would actually cost for your business.

Check my eligibilityNo credit check to see your options

How it works

Same process as everything we do.

Step 1

We understand your business

A short application, then a real conversation. What the funding is for, how your cash flow moves, what timing you're up against.

Step 2

We match you and show offers side by side

Your application reaches the payment providers that fit how and where you sell. Compare matched offers side by side.

Step 3

We handle it through to funded

Pick the offer that fits. Your specialist manages the paperwork and the provider until everything's in place.

Before you start

What you'll need on hand.

Most applications start with just these. Your specialist tells you if anything more is needed - before you dig for anything.

Your ABN and basic business details
How you currently take payments - the platforms and providers you use
A recent merchant statement if you have one - fee comparisons need real numbers

Have those on hand? One application, and you'll see matched offers side by side.

Start my applicationNo credit check to see your options

Not quite right?

These often fit instead.

Business Credit Card

Everyday spending, kept cleanly separate.

Learn more →

FX for Business

Better rates on international payments than the banks give you.

Learn more →

Line of Credit

Draw what you need, repay, draw again. For cash flow that moves around.

Learn more →

Fair questions

Asked about card payment gateway specifically.

How fast do I actually get the money?

In real time. Settlement runs 24/7, 365 days a year - weekends and public holidays included - so the money from Saturday's jobs isn't waiting for Tuesday.

Do I have to buy new hardware?

No. There's no hardware to buy or lease - you can take payments without a terminal, in-store, online or on the job.

Does checking my options affect my credit score?

No credit check to see your options. A credit check only happens if you choose to formally proceed with a lender.

What businesses say

Rated by the businesses we've funded.

5.0★★★★★

29 Google reviews

Read more on Google

★★★★★

I've had the pleasure of working alongside Funding Loop Team, and it has been an outstanding professional partnership. Their professionalism, responsiveness, and genuine commitment to achieving the best outcomes for our mutual clients consistently stand out. Our collaboration has been seamless, with clear communication and a shared focus on providing exceptional service throughout the entire process. It's always reassuring to work with a team that values integrity, efficiency, and client satisfaction as much as we do. I highly recommend Funding Loop to anyone looking for a one stop shop for business finance, and who truly care about delivering excellent results for their clients.

Sunny C.2 months ago · via Google

★★★★★

My business partner and I recently secured finance for our business through Funding Loop, and the whole process was fantastic. Ken was the person we dealt with, and he was amazing from start to finish. Communication was excellent, everything was handled quickly, and he made the whole process easy and stress-free. Highly recommend Ken and the team at Funding Loop to any business looking for finance.

Michael M.2 months ago · via Google

★★★★★

Kenneth is actually above & beyond. He is very helful & always provide you service by keeping your own self interest first. Thanks Kenneth for being so helpful & providing all honest, trustworthy, real & correct information to make crucial decision of my finance requirement (lending). I recommed Funding Loop to everyone for your finance requirement. Thanks

Praveen G.2 months ago · via Google

★★★★★

Amazing broker who will fight and work hard for you. I have had only positive things to say. They help you with strategy, know every lender well, and will discuss with you why you should go with them or not the others. Won't pressure you, will follow up promptly, and will even crunch numbers for affordability and give you the right path forward. They have been growing rapidly, and it's not hard to see why. Excited to see all the updates on your website. Will see you in 12 months.

Sanjay P.3 months ago · via Google

★★★★★

I cannot recommend Kenneth from Funding Loop highly enough. From day one, he has gone above and beyond to support me and ensure I have access to the services and supports I need. Kenneth is always approachable, responsive, and genuinely cares about achieving the best outcomes for his clients. He takes the time to listen, explain things clearly, and follows through on everything he says he will do. Nothing ever feels like too much trouble. Navigating funding and supports can be overwhelming, but Kenneth has made the process so much easier. His professionalism, knowledge, and dedication have given me confidence and peace of mind knowing that I have someone advocating for my needs. Thank you, Kenneth, for your outstanding support and commitment. Your kindness and willingness to go the extra mile have made a real difference in my life. Kind regards, Sharona Caring Connections Disability Solutions

Sharona K.3 months ago · via Google

★★★★★

Dealt with Kenneth for finance for my business and couldn't fault the service. Clear, responsive, and genuinely took the time to understand what we needed as a newer business. Made the whole process easy - highly recommend.

Kevin M.3 months ago · via Google

★★★★★

I've had the pleasure of working alongside Funding Loop Team, and it has been an outstanding professional partnership. Their professionalism, responsiveness, and genuine commitment to achieving the best outcomes for our mutual clients consistently stand out. Our collaboration has been seamless, with clear communication and a shared focus on providing exceptional service throughout the entire process. It's always reassuring to work with a team that values integrity, efficiency, and client satisfaction as much as we do. I highly recommend Funding Loop to anyone looking for a one stop shop for business finance, and who truly care about delivering excellent results for their clients.

Sunny C.2 months ago · via Google

★★★★★

My business partner and I recently secured finance for our business through Funding Loop, and the whole process was fantastic. Ken was the person we dealt with, and he was amazing from start to finish. Communication was excellent, everything was handled quickly, and he made the whole process easy and stress-free. Highly recommend Ken and the team at Funding Loop to any business looking for finance.

Michael M.2 months ago · via Google

★★★★★

Kenneth is actually above & beyond. He is very helful & always provide you service by keeping your own self interest first. Thanks Kenneth for being so helpful & providing all honest, trustworthy, real & correct information to make crucial decision of my finance requirement (lending). I recommed Funding Loop to everyone for your finance requirement. Thanks

Praveen G.2 months ago · via Google

★★★★★

Amazing broker who will fight and work hard for you. I have had only positive things to say. They help you with strategy, know every lender well, and will discuss with you why you should go with them or not the others. Won't pressure you, will follow up promptly, and will even crunch numbers for affordability and give you the right path forward. They have been growing rapidly, and it's not hard to see why. Excited to see all the updates on your website. Will see you in 12 months.

Sanjay P.3 months ago · via Google

★★★★★

I cannot recommend Kenneth from Funding Loop highly enough. From day one, he has gone above and beyond to support me and ensure I have access to the services and supports I need. Kenneth is always approachable, responsive, and genuinely cares about achieving the best outcomes for his clients. He takes the time to listen, explain things clearly, and follows through on everything he says he will do. Nothing ever feels like too much trouble. Navigating funding and supports can be overwhelming, but Kenneth has made the process so much easier. His professionalism, knowledge, and dedication have given me confidence and peace of mind knowing that I have someone advocating for my needs. Thank you, Kenneth, for your outstanding support and commitment. Your kindness and willingness to go the extra mile have made a real difference in my life. Kind regards, Sharona Caring Connections Disability Solutions

Sharona K.3 months ago · via Google

Go deeper

You'll know where you stand within 24 hours.

One application. A real specialist. A straight answer - even if the answer is no.

Check my eligibility Talk to a specialist

Card Payment Gateway

Is a new payment setup actually right for you?

It fits when

Look at something else when

What to expect - without the fine print voice.

Same process as everything we do.

We understand your business

We match you and show offers side by side

We handle it through to funded

What you'll need on hand.

These often fit instead.

Business Credit Card

FX for Business

Line of Credit

Asked about card payment gateway specifically.

Rated by the businesses we've funded.

Guides that explain this properly.

Accepting PayTo payments

Offering weekly payment plans

When invoices are paid slowly

You'll know where you stand within 24 hours.