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Trade Finance

Pay suppliers - local or overseas - when the order's placed, and repay when the stock sells. Funding that matches your stock cycle instead of fighting it.

No credit check to see your optionsFree for businessesOffers within 24 hours
The honest bit first

Is trade finance actually right for you?

Built for the gap between paying for stock and selling it. If that gap is your problem, this is the product.

It fits when

  • You pay suppliers weeks or months before the stock turns into revenue
  • You import - deposits upfront, balance on shipment, cash stretched across both
  • Bulk-buy pricing is on the table if you could just fund the bigger order
  • You build stock ahead of a season and carry the cost until it sells

Look at something else when

Key facts

What to expect - without the fine print voice.

How it works
The lender pays your supplier directly when the order's placed. You repay on terms shaped around your stock cycle - after the goods land and start selling.
Typical amounts
$25k to $2M.
Suppliers
Local and overseas both. Your supplier just gets paid - nothing changes on their side.
Repayment terms
Up to 120 days, shaped around your stock cycle.
International payments
Pairs naturally with FX for Business so the exchange rate doesn't quietly eat the margin the finance just created.
Rates
Depend on your situation and the lender - you compare matched offers side by side before choosing anything.
Cost to you
Free for businesses - we're paid by the lender when your loan settles. It doesn't change the rate you're offered.

See what a trade finance would actually cost for your business.

Check my eligibilityNo credit check to see your options
How it works

Same process as everything we do.

Step 1

We understand your business

A short application, then a real conversation. What the funding is for, how your cash flow moves, what timing you're up against.

Step 2

We match you and show offers side by side

Your application reaches the lenders that fund your kind of stock and supplier terms. Compare matched offers side by side.

Step 3

We handle it through to funded

Pick the offer that fits. Your specialist manages the paperwork and the provider until everything's in place.

Before you start

What you'll need on hand.

Most applications start with just these. Your specialist tells you if anything more is needed - before you dig for anything.

  • Your ABN and basic business details
  • What the funding is for, in a sentence
  • A supplier invoice or pro-forma for the order you want funded
  • Your last two years' financial accounts
  • Access to your ATO online account, so we can confirm your BAS and tax are up to date

Have those on hand? One application, and you'll see matched offers side by side.

Start my applicationNo credit check to see your options
Fair questions

Asked about trade finance specifically.

Does my supplier need to do anything?

Almost nothing - they get paid, usually faster than they're used to. The facility sits between you and the lender; your supplier relationship stays exactly as it was, except you've become the customer who pays upfront.

Can I use it for overseas suppliers?

Yes - imports are half the reason this product exists. Deposits, balance payments and freight timing can all be built into the facility, and pairing it with an FX facility protects the currency side of the same deal.

Does checking my options affect my credit score?

No credit check to see your options. A credit check only happens if you choose to formally proceed with a lender.

What does it cost?

Free for businesses - we're paid by the lender when your loan settles. It doesn't change the rate you're offered.

What businesses say

Rated by the businesses we've funded.

5.0★★★★★

29 Google reviews

Read more on Google

You'll know where you stand within 24 hours.

One application. A real specialist. A straight answer - even if the answer is no.

No credit check to see your optionsCheck my eligibility