Smarter Foreign Exchange Solutions for Your Business
Simplify cross-border payments, lock in competitive FX rates, and reduce currency risk — all without the red tape of traditional banks.
Great rates on USD, EUR, GBP, CNY & NZD
Easy payments to overseas suppliers
No hidden bank fees or delays
How We Help with Foreign Exchange
We match you with trusted FX providers so you can get great rates, faster transfers, and tailored support — without the usual bank friction.
| Feature | Foreign Exchange |
|---|---|
| Supported Currencies | Access major and exotic currencies like AUD, USD, EUR, GBP, NZD, and more via our partner network |
| Transaction Size | $10,000 to $5,000,000 per transfer — no monthly minimums required |
| Rates | Our providers offer competitive exchange rates and low margins — often better than the banks |
| Transfer Speed | Same-day or next-day settlement depending on provider, currency pair, and destination |
| Security | All transfers are handled by regulated, secure FX platforms using segregated trust accounts |
| Purpose of Transfers | Paying international suppliers, managing overseas payroll, repatriating profits, and more |
| Best for | Businesses that want flexibility, better rates, and a tailored FX partner — without dealing with banks |
Supported Currencies
Transaction Size
Rates
Transfer Speed
Security
Purpose of Transfers
Best for
Our Trusted Providers
Go Beyond the Basics of Business FX
More than just competitive rates — we help you simplify cross-border payments and protect your margins.
FX for Global Trade
Pay suppliers overseas—on time, every time.
We match your business with trusted FX partners to help you pay international and domestic suppliers in their local currency. No delays. No excessive bank fees. Just smooth settlement and supply chain confidence.
Paying our overseas fabric suppliers used to be slow and expensive. Now, we settle in their local currency without delays — it’s streamlined our production and kept our margins healthy.
Duy Tran
Operations Manager, Apparel
Save on Every Transfer
Cut fees. Keep more of your margin.
With access to wholesale FX rates and platforms that don’t tack on hidden markups, our partner network can help your business reduce costs per transaction. Even small differences in rate can mean thousands saved across the year.
Switching FX platforms cut our transfer fees by nearly 40%. When you’re moving funds weekly, even small savings add up fast — it’s kept our pricing sharp without sacrificing margins.
Lucia Moretti
Founder, E-commerce Homewares
Protect Against Currency Risk
Stay predictable—even when markets aren’t.
Foreign exchange doesn’t have to be unpredictable. Some of our partners offer tools like forward contracts and rate locks to protect you from fluctuations. So you can focus on growth, not guessing the AUD/USD spread.
We import raw ingredients monthly, so rate swings used to hit our margins hard. Locking in FX rates brought predictability — now we can forecast costs and scale with confidence.
Farah Nader
Co-Founder, Online Health & Wellness Brand
Eligibility Requirements
To access FX services through Funding Loop, your business must meet the following criteria:
Registered Australian Business
You must have an active ABN and a valid business registration in Australia. Companies, sole traders, and partnerships are eligible.
Australian Business Address
Your business must have a physical presence or registered office in Australia. PO Boxes are not accepted as a standalone address.
Purpose of Transfers
You’ll need to indicate the intended use of FX (e.g. supplier payments, overseas staff, etc.), in line with regulatory compliance.
Ready to Apply?
No hidden steps. No excessive paperwork. Just fast, secure onboarding to the right FX provider for your business needs.
Share your business details
Tell us about your business and what you need FX for — supplier payments, staff wages, or international transfers. We’ll collect your basic company details, ABN, and ownership info in minutes.
We match you with the right provider
We’ll assess your needs and introduce you to the most suitable FX partner in our network. If you’re a fit, they’ll guide you through a short, compliant onboarding process.
Start sending or converting funds
Once your account is verified, you’re ready to send and receive international payments. Enjoy better rates, faster settlement, and no bank headaches.
Frequently asked questions
Do I need to be a large business to access FX services?
No — Funding Loop supports businesses of all sizes. Whether you’re making occasional transfers or sending high volumes weekly, we’ll match you with the right FX partner for your needs.
How long does it take to set up an FX account?
Most FX accounts can be approved and ready within 1–2 business days, provided all requested documents are submitted promptly.
Are there any setup or monthly fees?
No, most of our FX partners do not charge setup or account fees. You only pay a margin on the exchange rate or a small per-transfer fee, depending on your provider.
What currencies can I send or receive?
You can send and receive funds in over 130 currencies, including USD, EUR, GBP, NZD, SGD, HKD, and more — depending on your selected provider.
Can I lock in exchange rates to reduce risk?
Yes. Some of our partners offer forward contracts and other risk management tools to help protect your business from currency volatility.
Do I need property security or collateral?
No. FX services are unsecured — no property security is required. A simple identity and business verification process is all that’s needed.
