Accept card payments faster — without delays or manual work.
Offer your customers a better way to pay while receiving funds in real-time — no property security required, no monthly gateway fees, and no complex setup.
Real-time settlements
No monthly gateway fees
Works with Shopify, WooCommerce & more
Compare Features of Business Card Payment Gateways
See how the right gateway can help you collect payments faster, lower costs, and offer a better experience for your customers.
| Feature | Card Payment Gateway |
|---|---|
| Supported Payment Methods | Visa, Mastercard, Amex, Apple Pay, Google Pay, PayID, PayTo |
| Settlement Speed | Real-time settlements, 24/7, 365 days a year |
| Fees | No monthly gateway fees; pay per transaction |
| Integration | Compatible with Shopify, WooCommerce, Magento, and custom platforms |
| Customer Incentives | Instant cashback rewards at checkout to boost conversions |
| Security | PCI-DSS compliant with real-time fraud monitoring and encrypted transactions |
| Best for | Businesses seeking fast settlements, enhanced customer engagement, and seamless integration |
Payment Methods
Settlement Speed
Fees
Integration
Customer Incentives
Security
Best for
Our Trusted Providers
Smarter Payments. Better Customer Experience.
Offer fast, secure, and seamless card payment options that go beyond just getting paid.
Faster Settlement Times
Get paid instantly, not in days
Say goodbye to long delays. With real-time settlements, your card payments are transferred to your business account instantly — improving cash flow and giving you access to funds right when you need them.
We used to wait days for payouts from online sales. With Hello Clever, the money lands in our account instantly — it’s transformed how we manage inventory and run promotions in real time.
Sarah Okeke
Founder, Online Skincare Store
No-Code Checkout Links
Start taking payments without a developer
Generate smart, branded payment links in seconds — no coding required. Share links through email, SMS, or social media and let your customers pay via card or wallet, anytime and anywhere.
We don’t have a website — just social channels. With no-code links, we started taking payments in minutes. It was a game-changer for selling directly through DMs and stories.
Jordan Matthews
Co-Founder, Supplements Store
Real-Time Alerts & Insights
Track every payment with complete visibility
Get instant alerts when a payment is received. Use a simple, clean dashboard to monitor performance, check transaction history, view settlement timelines, and manage your sales in real time.
We get a ping the second a payment comes through — it’s made reconciling orders and tracking cash flow effortless. The real-time dashboard gives me a live pulse on the business.
Neha Doshi
Director, Online Homewares Store
Eligibility Requirements
To access card payment gateway services through Funding Loop, your business must meet the following criteria:
Australian Business Registration
You must hold an active ABN and be registered as a company, sole trader, or partnership operating in Australia.
Australian Business Bank Account
You’ll need an Australian business bank account to receive settlement payouts from card transactions. Personal bank accounts are not eligible.
Approved Products or Services
Your business must not fall into restricted categories (e.g. adult services, gambling, firearms). Payment gateway providers require that your products or services comply with local laws and card scheme regulations.
Ready to Apply?
No hidden fees. No paperwork headaches. Just fast, simple onboarding to the right card payment gateway for your business.
Tell us about your business
Let us know what you’re selling and how you’d like to accept payments — online, in-store, or via invoice. We’ll securely collect your business details and basic ownership info in minutes.
We match you with a payment partner
Based on your needs, we’ll introduce you to a gateway provider who can support your setup — including settlement speed, checkout experience, and integration method.
Start accepting card payments
Get onboarded quickly. Once verified, you can start processing payments right away — with no monthly fees, no setup costs, and real-time visibility on every transaction.
Frequently asked questions
What types of payments can I accept?
You can accept major credit and debit cards (Visa, Mastercard, American Express), as well as digital wallets like Apple Pay and Google Pay. Additionally, options like PayID and PayTo are available for real-time bank transfers.
How quickly will I receive funds from transactions?
Settlement times vary by provider, but many offer same-day or next-day settlements. Some services provide real-time settlement, ensuring immediate access to your funds.
Are there any setup or monthly fees?
Many payment gateway providers offer transparent pricing with no setup or monthly fees, operating on a per-transaction fee model. It’s important to review the specific fee structure of your chosen provider.
Do I need a developer to integrate the payment gateway?
Not necessarily. Many gateways offer no-code solutions, including plugins for platforms like Shopify and WooCommerce, as well as the ability to generate payment links or QR codes for easy integration.
Is my customers' payment information secure?
Yes. Reputable payment gateways comply with the Payment Card Industry Data Security Standard (PCI DSS), ensuring that all transactions are encrypted and secure.
Can I issue refunds through the payment gateway?
Yes. Most gateways provide a merchant dashboard where you can process full or partial refunds, typically within a few clicks.
What should I do if a customer disputes a charge?
In the event of a dispute or chargeback, you’ll be notified through the gateway’s dashboard. You’ll have the opportunity to provide evidence to contest the chargeback within a specified timeframe.
Are there any restrictions on the types of products or services I can sell?
Yes. Payment gateways typically have policies prohibiting transactions related to high-risk or illegal activities, such as gambling, adult content, or firearms. Ensure your business complies with these guidelines.
Can I use the payment gateway for international transactions?
Many gateways support international payments, allowing you to accept various currencies. Be aware that additional fees may apply for currency conversion and cross-border transactions.
How do I get started with a payment gateway?
Begin by selecting a provider that fits your business needs. Sign up for an account, complete the necessary verification processes, and integrate the gateway into your sales channels. Once set up, you can start accepting payments.
