Smart Vehicle Finance for Australian Businesses

From cars to trucks - get the funding you need without the hassle.

  • Finance new or used vehicles
  • Repayment terms up to 7 years
  • No property security required
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Business Vehicle Finance at a Glance

Quickly compare the features of our vehicle finance options, from loan sizes to eligible vehicle types.
Feature Vehicle Finance
Loan Amount $5,000 to $250,000+
Loan Term 1 to 7 years (12-84 months)
Repayments Monthly principal & interest repayments; balloon option may be available
Security Vehicle is used as loan security.
No need for property-backed lending.
Eligible Vehicles New or used business - use cars, vans, utes, trucks
Best for Businesses needing to purchase or upgrade vehicles without large upfront costs
Loan Amount
Loan Term
Repayments
Security
Eligible Vehicles
Best for

Go Beyond the Basics with Vehicle Finance

More than just a car loan – vehicle finance helps your business grow faster by keeping your team mobile and your cash flow intact.
Free up working capital

Avoid large one-off payments.

Finance lets you spread the cost of new or used business vehicles over 1 to 7 years, freeing up capital to invest elsewhere.
Buying new vans upfront would have drained our working capital. Funding Loop helped us finance the vehicles over 5 years, which meant we could stay mobile and reinvest our cash into growing the business.

Jason Nguyen

Managing Director, Plumbing Business

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Upgrade or expand your fleet

Act fast without draining your cash reserves.

Whether you’re replacing a vehicle or scaling for new demand, vehicle finance makes sure you’re ready without waiting to save up.
We picked up a contract that meant adding two more vehicles fast. With Funding Loop, we got pre-approved finance in days – no delays, no cash flow hit. The new vans were on the road the next week.

Andrew Falzon

Operations Manager, Refrigeration

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No property security required

Most lenders only require the vehicle as security.

You don’t need to use property or other business assets – keeping your exposure low and your balance sheet flexible.
We needed new utes but didn’t want to tie up the house or other assets. Funding Loop made it simple – the vehicles were the only security needed. It kept things clean and let us grow without added risk.

Daniel Robards

Owner, Electrical Contractor

Talk to a Vehicle Finance Specialist

Eligibility Requirements​

To access vehicle finance through Funding Loop, your business must meet these basic criteria.

Active ABN

Your business must have an active Australian Business Number (ABN) and use the vehicle primarily for business purposes (50% or more).

6-12 Months Trading History

Most lenders prefer your business to be actively trading for at least 6-12 months. This can vary, but longer history generally improves approval chances.

Operate in an Eligible Industry

We can assist most businesses, except for those in restricted sectors like firearms, adult, drugs, or certain construction categories.

Ready to Apply?​

No hidden steps. No endless paperwork. Just fast, simple, and transparent financing.
1

Tell Us About Your Business & Vehicle

Let us know what kind of vehicle you’re looking to finance and how it’ll support your business. We’ll securely collect your recent bank statements and a few business details - takes just 2 minutes.

2

We Match You with the Right Lender

Our experts review your application and connect you with the most suitable business vehicle finance options from our panel of lenders. We may ask for supporting documents like a driver’s licence, vehicle quote, or proof of trading history.

3

Get Approved & Drive Away

Once approved, funds are released to the dealership or seller - depending on the lender's process. You’re ready to put your new vehicle to work for your business.

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Frequently asked questions​

What is Vehicle Finance and how does it work?
Vehicle finance allows your business to purchase a vehicle without paying the full amount upfront. The lender pays the seller (dealer or private), and you repay the loan in monthly instalments over an agreed term (usually 1-7 years).
Yes – most lenders allow finance for used vehicles, provided they meet certain age and condition requirements. Older vehicles may have shorter loan terms or different conditions.
No – the vehicle being financed is usually used as the loan security. In most cases, there’s no need to offer property or other assets.
You can finance vehicles from either. Private sales are generally accepted, as long as the sale is documented and the vehicle meets lender criteria.
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Let’s get your business funded.

Quick questions. No credit checks. No obligations.