Funding that fits. Lenders you can trust.
From equipment to credit lines, get matched with competitive offers from top lenders, usually within 2 days.
Vetted lender network No obligation to proceed No upfront credit checks Compare your options at a glance
Understand what each option offers so you can choose the right funding
approach with confidence.
| Feature | Equipment Finance | Term Loan | Line of Credit & Overdrafts |
|---|---|---|---|
| Minimum loan amount (AUD) | $500 | $10,000 | $10,000 |
| Maximum loan amount (AUD) | Up to $500,000 | Up to $1,500,000 | Up to $500,000 |
| Minimum loan term | 1 year | 6 months | Not applicable |
| Maximum loan term | 5 years | 5 years | 5 years |
| Repayment | Daily, weekly, fortnightly or monthly | Weekly, fortnightly or monthly | Revolving facility, repay what’s used |
| Collateral requirement | No property security required | No property security or director guarantees available | No property security required |
| Use of funds | For purchasing business equipment only | Broad use, including working capital, expansion, and more | Flexible use: working capital, short-term needs, or cash flow gaps |
| Best for | Businesses needing to acquire or upgrade equipment quickly | Businesses seeking capital for growth, operations, or expenses | Businesses needing short-term funding or ongoing cash flow flexibility |
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Best for
Our Trusted Providers
Go beyond the basics
Explore real-world applications and detailed insights to find the perfect fit for your business.
Equipment Finance
Turn equipment into opportunity
Don’t let cash flow hold back critical upgrades. With approvals in 24 hours, equipment finance provides the assets you need, without depleting your capital or using property as collateral. Ideal for businesses that need to act quickly and plan for the future.
We were approved quickly and able to secure the equipment we needed without impacting our cashflow.
Isabella
Business Owner, Cafe
Term Loan
Big plans need real capital
Secure a lump sum to power your next business move, whether it’s expanding to a new location, bringing in crucial talent, or investing in strategic initiatives. With straightforward repayment terms and quick approval processes, a term loan offers both predictability and growth potential.
The term loan allowed us to open a second location and hire the staff we needed to keep growing. The whole process was faster than I expected.
Rachel
Owner, Retail
Line of Credit & Overdrafts
Flexibility on your terms
Access capital when you need it. Whether through a standalone line of credit or an overdraft linked to your business account. Both options let you draw funds on demand, only pay interest on what you use, and stay in control of your working capital.
Having a line of credit gave us the breathing room to cover stock and payroll during a slow quarter.
Victoria
Managing Director, Wholesaler
Eligibility Requirements
To qualify, your business must meet the following three criteria
Monthly revenue over A$10K
Provide proof of your monthly revenue, such as bank statements or financial reports.
Operating for over 6 months
Your business must have been legally registered and actively trading for at least six months.
Be in our approved industry
We do not support businesses in restricted sectors like firearms, adult, drugs, or certain areas of construction.
Ready to Apply?
No hidden steps. No endless paperwork. Just fast, simple, and transparent financing.
1
Hour 0-6:
Share your business details. We will quickly match you to the right financing product and connect you with suitable lenders based on your needs.
2
Hour 6-24:
Compare real quotes, terms, and fees side by side. Review all offers to ensure you are getting the best deal with no surprises.
3
Hour 24-48:
Select your offer, we submit your application directly to the lender for final approval. Once approved, funds are typically transferred to your account within 1–2 business days.
Frequently asked questions
What documents or business information do I need to apply?
To assess your application, we typically request your ABN, recent bank statements, and a summary of your business trading activity. Depending on the product or lender, additional documents may be required.
Can I apply if my business is new or has limited trading history?
Yes — some lenders offer options for newer businesses. In most cases, you’ll need at least 6 months of trading history, but we’ll review your situation and match you with the most suitable lenders.
Can I apply for more than one type of finance at the same time?
Yes — many businesses apply for multiple products depending on their needs. You can explore options such as equipment finance, term loans, and credit lines, and we’ll help you compare them side-by-side.
To begin, we’ll present you with indicative offers based on the information you provide. This allows you to compare your options upfront without any credit checks or impact on your credit score.
We typically don’t submit a formal application right away, as that would involve a credit enquiry. Our approach ensures you can review your options first before proceeding with any formal applications.
To begin, we’ll present you with indicative offers based on the information you provide. This allows you to compare your options upfront without any credit checks or impact on your credit score.
We typically don’t submit a formal application right away, as that would involve a credit enquiry. Our approach ensures you can review your options first before proceeding with any formal applications.
Who are your lending partners, and how do you choose them?
We work with a carefully selected panel of Australian and international lenders. Our partners are assessed based on their product range, approval speed, service quality, and competitive pricing to ensure we match you with trusted providers.
